We are not a lender or bank; we are just a service that helps people get loans. We want to help you look into personal loan options by putting you in touch with a network of reputable lenders and financial partners. When you ask for a loan on our site, we share your information with our network so that we can help you find a lender who might be able to help you.
You can use this service for free. It doesn't cost you anything to make a request, and you don't have to accept any loan offer. In order to keep our platform running, lenders or third-party partners may pay us when you click on one of their ads or get approved for a loan. This payment might change where and how offers show up on our website, but it won't change the terms or rates you may be offered.
We have nothing to do with the loan decision. We don't promise that you will get a loan or that the rates or terms will be met. The lender is the only one who can decide if you can get a loan. They will do this based on their rules, your credit history, your income, and other factors.
The laws in your state may affect your ability to get a loan and the terms of that loan. Before you sign any loan papers, you should carefully read them all. Make sure you fully understand the due date, the interest rate, and any fees that come with it.
We encourage borrowing in a smart way. In the short term, a personal loan can be helpful, but you should make sure it fits with your finances. If you're not sure, you might want to talk to a financial advisor before moving forward.
If you have any questions about how our service works, feel free to reach out to us